How to diversify incomeLife is becoming harder recently. We are difficult to find some buck recently. Some employee got fired by the company. They cannot find the job because most company also fired the employee. If they have multi income, they will not suffer by the crisis. A man supposedly has multi income from various sources. They can generate income from everywhere beside their salary. 1. Build a side business. You can delegate the business to other person. Let they work for your business and you just receive the profit. 2. Become a little landlord If you have house or land, you can hire to other people. The tenant may use the land 3. Find side a jobs My friend is a clerk in a public servant office and he was also work as lecture. Try some side jobs to lift your income. 4. Create some book or e-b
The benefit bike rather than carSome people decide to leave the car to thrift their spending. According to American Automobile Association (AAA), American people spend $9,000 a year for owning a vehicle that includes car payment, insurance, oil, gasoline, parking, registration fees and taxes, car washes, tools and repairs. It is about $750 per month. according to Bikes at Work Inc, car ownership cost is the second largest household spending. (from :get rich slowly) You are better to change the car with bike. It is health and can thrift your spending. You do not have to use treadmill again. You can use the $ 9,000 for other spending or settle your debt. Before deciding to change your vehicles, you should consider some things: 1. Are you strong enough to paddling the bicycle?If you are weak, you do not have to use bicy
Why Investment?Life is not always easy. Sometimes we are facing with bad situation that need money. For example, our business loses so we have to pay the debt to the creditor. If we have money, we can settle the debt immediately. 1. Wealth Undoubtable, someone who has much investment is a wealth people. They have house, car, and other assets. If they have million dollars, they can buy luxury car or airplane. They have ability to face with economic crisis. They still can buy food and cloth in crisis to continue their life whereas some people are difficult to buy food and cloth. 2. Education Education is very expensive. We need thousand dollars to finance our kid at college. If you want your kids enter medicine school, you should prepare more money. Your kids need college to reach the wealth. The pa
How investments growA tree will grow as the time go. The tree will have sweet and big fruit. To eat sweet fruit or sell the fruit is the farmer’s aim. They cultivated the seed of three years before. They care the tree. They use fertilizer to grow the tree and they use pesticide once disease attacks the tree. The illustration above describes that how tree grow. We often hear the investment also grow to. That is why people put their money at investment. They want the money grow like a tree and they want to benefit the investment fruit’s too. Surely, investment is very different to tree. You do not have to use fertilizer or disinfectant to grow the investment. Like a tree, investment need time to grow. The investment cannot grow in short time. You should invest your money, manage it, and wait it.
How to avoid ATM FeesMost people hold ATM because it is very simple than bringing cash. With a sheet of card we can withdraw thousand dollars. Unfortunately, the ATM must charge fees for people who withdrawn the money from ATM. Some survey said that the fees is around 5%. It is not a little money. Here are some tricks to avoid ATM fee: 1. Withdraws form bank’s ATM Network 2. Do not use other ATM bank because it charges more money. 3.Select the bank that reimburses ATM fees. 4. Use bank online
The Process of Buying And Selling StocksThe Process of Buying And Selling Stocks Here is the process of buying and selling stocks. You can order the stock to the broker first. To add the capital some company may publish their shares to public. They hope they can generate some money from outside company. The investors must find the good stock to increase their wealth. Unlike buy an apple, we cannot buy directly the shares. We should order the share to the broker and, then transfer some money to the broker. Content Source: Bukisa - The Process of Buying And Selling Stocks
Saving Energy With the CT Energy Efficiency Fund by Real WriterThe Connecticut Energy Efficiency Fund is designed to offer rebates and incentives to Connecticut residents who make an effort to reduce energy waste in the home. Taking advantage of this allows you to reduce your own energy bills by improving home energy efficiency. It also allows you to get discounts, cash back and other perks as you move forward with green changes to the home. Check out these seven cool programs that the CT Energy Efficiency Fund has going on: 1. Energy Star Rebates. Purchasing a new Energy Star appliance makes your home more efficient. This saves energy and money for you. Need more incentive than that? CT offers rebates to people for their Energy Star purchases. The rebates change with the season and available funds. It’s worth it to check what’s being of
Tips on How to save money at SupermarketSeveral mother are difficult to save their money at the supermarket. They still spend much money while in crisis. They are fail to save the money. Here are three tips from spending wisely to save at the supermarket: 1. Do not go grocery shopping after work Some people think that buying in bulk or grocery is cheaper. Going to grocery shop after work can waste your money. Why? After work, you must be tired, you think to buy fast food that does need preparation. You spend more money for these items. 2. Do not go to the supermarket with your kid Your kid may ask anything. The child hand may put the stuff on your cart. 3. Delegate your shopping authority Just picked the item that you need. You can make a plan first for that.
People change after two years market crashAfter two years market crash, people change. They try to save their self from the crisis that threat them. People try to adapted with their condition. Our ancestors invent coat to prevent from cold weather. Some people may prefer to move from cold area to hot area. Today we can see there are so many people save their money to anticipate the worst crisis. According to US bureau of Economic Analysis, US Personal saving rate has increased to 6 %, or has been doubled since the black market. I think US people afraid with the crisis. As consequently, the consumer rate may decrease. I am afraid the US disposable income will decrease and It also increase the unemployment rate too. Beside saving, the crisis also affect the investing habits. They may change the strategy. Today Dow Jones is better t
9 Blue-Chip Stocks that you may considerAmid the bad crisis, we are difficult to invest money. Some company cannot gain profit because the sales continue to decrease. Finally, they can pay dividend to the investors. However, in this bad crisis some company can generate the profit because they produce that someone must buy. In this crisis, people still buy food or beverages. Kiplinger tell some blue chip stock to buy now. There are : Pepsi Co. (PEP) : In crisis people still this beverages. Coca Cola (KO) Johnson & Johnson (JNJ) Clorox (CLX) Microssoft (MFST) Yacktman Fund (YACKX) Besides Stock, there are some funds that you can consider, such as, Jensen Fund (JENSX). A few other Jensen Holding such as, Abbot Laboratories (ABT), Oracle (ORCL), Procter & Gamble (PG), and MEdtronic (MDT). You can find other blue chi